Every variety of Personal Checking accounts, all in one place. Welcome to Eastman National Bank’s checking account options, all with included e-Statements. Choose from Interest Bearing or Non-Interest Bearing to find an account perfectly tailored to your banking needs.
|Personal Checking||Your Choice Checking||Direct Advantage||The "Works" Checking||eRewards
|Super Now||Money Maker
|Min. To Open||$100||$100||$100||$100||$100||$1000||$2500|
|Debit / Atm Card||$1.00 per
|$1.00 per Month||No Charge||No Charge||No Charge||$1 / Month||No Charge|
|eStatements**||No Charge||No Charge||No Charge||Included||No Charge||No Charge||No Charge|
|Paper Statements**||$5.00 / Month if Requested||No Charge||No Charge||No Charge||Not Provided||No Charge||No Charge|
|Min. Balance Req. For APY||None||None||None||$0.01||None||$1000||$1000|
|Monthly Service Charge||None||None||$10 / Month||None||$10 / Month If balance falls below $100||$8 / Month If balance falls below $1000||
$8 / Month
If ballance falls below $1000.
$10 excessive withdrawl fee*
Tiered Interest Rate Offered
|Other Acct. Benefits** Choose either paper
First Box of
No Charge for
Money Orders &
|Bonus Interest Rate Upon Qualification*
ATM Refunds Up to $20/statement Cycle
Avalable to age 55 and above
50% Discount on Money Orders &
* Qualifications for the Bonus Intererst Rate Include:
+Please refer to Truth in Savings Disclosure for fees and tiered interest requirements
For additional terms and conditions, see the Truth in Savings Disclosure.
Save money AND earn interest! A Personal Savings account with Eastman National Bank offers affordable charges, compounded interest rates, and many other account benefits. In addition to our four Personal Savings accounts, we also offer Money Markets, Certificates of Deposit, IRAs, and CDARS/ICS savings accounts.
|Min. To Open||$100||None||$10||$100|
Req. For APY
|Service Charge||$5 / Qtr.If falls below $100||$25 Annual Fee||---||Waived for Minors|
|Withdrawls||6 / Quarter$10 fee for each withdrawal in excess of 6||---||No Withdrawals Allowed||6 / Qtr$10 fee past 6|
|Interest* Choose either paper
|Compound Credited Quarterly||Compound Credited Monthly||
Check mailed week of Thanksgiving
|Compound Credited Quarterly|
The higher your balance the higher rate of interest paid! This tiered interest-bearing account is ideal for individuals who only write a few checks each month.
You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. $10 fee for each debit over 6 per statement cycle
An excessive withdrawal fee of $10 will be charged per transaction if withdrawals from the account exceed six per month.
Looking for a way to keep large deposits safe? Ask us about CDARS®. It's a great solution for: businesses * nonprofit organizations * public funds managers * trustees * financial advisors * individuals * credit unions * IRAs
With CDARS, you can receive up to $50 million in FDIC protection through CDARS Network member banks. There are few guarantees in life - FDIC insurance is one of them. CDARS can be a valuable cash management or longer-term investment tool for you or your business.
It's one-stop shopping. With help from CDARS, you can access:
Click here for more information about CDARS.
Enjoy competitive rates and the security of an FDIC Insured Certificate of Deposit.
If you would like information about current investment rates please call 580-718-9990.
IRAs are a great way to save for your retirement years and possibly lower your taxes! Consider our Traditional or Roth IRAs.
Funds deposited into variable rate ENB Certificates of Deposit.